Terms of Service

Owed provides information and self-help tools that help you understand and act on your rights under consumer-protection laws.

Owed is not a law firm, is not your lawyer, and does not provide legal advice. Nothing on this site is a substitute for advice from a licensed attorney in your state. Estimates shown are statutory ranges, not predictions, promises, or valuations of your claim. Outcomes are never guaranteed.

You must be 18 or older and a US resident to use Owed. You are responsible for the accuracy of the information and evidence you submit.

Questions: owedappdev@gmail.com